If you’re looking to start investing, you’ve probably noticed that there are dozens of investment apps on the app stores, each promising to help you grow your wealth.
But how can you find one you can trust? You need to choose platforms that are licensed by the Securities and Exchange Commission (SEC) and offer investment products that match your financial goals.
Here are the three top trusted investment apps in Nigeria worth considering.
1. Zedcrest Wealth
Zedcrest Wealth is a Securities and Exchange Commission (SEC)-licensed Fund and Portfolio Manager and a wholly owned subsidiary of the Zedcrest Group. Designed to help Nigerians build wealth with confidence, the app brings together a range of investment products and financial education in one place.
Unlike many investment apps that focus on only one or two products, Zedcrest Wealth offers a diversified investment experience. Users can invest in both Naira and Dollar-denominated products, making it easier to build a portfolio that aligns with their financial goals.
On the app, you can access:
- A variety of mutual funds including money market fund, equity fund, fixed income fund
- Treasury Bills
- Commercial Papers
- Stocks listed on the Nigerian Exchange (NGX)
- High yield investment opportunities
- Dollar-denominated assets
- Curated wealth solutions managed by investment professionals.
Whatever your goal, you can build and manage a diversified portfolio without switching between multiple platforms.
Beyond investing, Zedcrest Wealth is committed to helping users become more informed investors. Through the Zedcrest Wealth Academy, users gain access to practical content on investing, personal finance, and wealth creation, making it easier to make smarter financial decisions.
The platform also rewards users for investing. These rewards can be redeemed for lifestyle benefits, including food delivery and ride-hailing services, giving users additional value beyond investment returns.
Another key advantage for Zedcrest Wealth is its competitive returns across a wide range of investment products. Depending on the investment and prevailing market conditions, users can access some of the most competitive yields available, across different asset classes.
Whether you’re just starting your investment journey or you’re an experienced investor looking for a platform with more opportunities, Zedcrest Wealth combines convenience, product variety, education, and professional wealth management in one app.
Cowrywise
Cowrywise is one of Nigeria’s leading digital wealth management platforms, offering users a simple way to save and invest. The app is particularly popular among first-time investors because of its intuitive interface and goal-based approach to saving and investing.
Users can automate their savings daily, weekly, or monthly, with the option to lock funds to encourage financial discipline. Beyond savings, Cowrywise provides access to a range of mutual funds managed by licensed asset management companies, allowing users to invest according to their financial goals and risk appetite.
Cowrywise has also expanded its offerings with Nigerian stocks, enabling users to buy and sell shares of companies listed on the Nigerian Exchange (NGX) from within the app. Alongside portfolio tracking and investment insights, this gives users access to both mutual funds and equities on a single platform.
Piggyvest
Piggyvest started as a digital savings platform and has grown into one of Nigeria’s most widely used personal finance apps.
The platform offers multiple savings options, including automatic savings, fixed savings, target savings, and flexible savings accounts. Users can also invest in curated investment opportunities across different asset classes, depending on availability.
Piggyvest is particularly known for encouraging consistent saving habits through its locked savings feature, which helps users avoid impulsive withdrawals while working toward specific financial goals
Which Investment App Should You Choose?
There’s no one-size-fits-all answer because the right investment app depends on what you want to achieve.
However, if your goal is to build a diversified investment portfolio, Zedcrest Wealth offers greater flexibility. Instead of limiting your options to a few investment products, it gives you access to multiple asset classes all within one app.
That means as your financial goals evolve, you don’t need to move your investments across different platforms. Whether you’re looking for capital preservation, regular income, long-term growth, or portfolio diversification, you’ll find investment options designed to meet those needs.
Zedcrest Wealth gives you the tools and expert support to help you achieve your goals.
Download the Zedcrest Wealth app today on the App Store and Google Play Store and start investing with confidence.
